THE ROLE FINANCIAL SERVICES AUTHORITY OF INDONESIA IN ORDER TO SUPPORT RURAL BANK/ISLAMIC RURAL BANK SUSTAINABILITY

Widyastuti, Maria and Ayu, Stephanie Astrid (2020) THE ROLE FINANCIAL SERVICES AUTHORITY OF INDONESIA IN ORDER TO SUPPORT RURAL BANK/ISLAMIC RURAL BANK SUSTAINABILITY. International Journa of Economics, Business and Accounting (IJEBAR), 4 (3). pp. 143-151. ISSN 1622-4771

	Text IJEBAR MARIA WID-STEPHANIE 1203-4070-1-PB.pdf Download (1MB)
	Text 2. HASIL SIMILARITY-STEPHANIE ASTRID A-THE ROLE FINANCIAL SERVICES AUTHORITY OF INDONESIA.pdf Download (1MB)

Abstract

The financial services authority (OJK) released data, in all of Indonesia half of the existing rural bank/Islamic rural banks have not met the minimum capital according to the Financial Services Authority Regulation (POJK) No.5/POJK.03 / 2015, which is IDR 3 billion and IDR 6 billion according to the size of their business so far, until December 31, 2019. Of course, with the data released by the OJK, many rural bank/Islamic rural banks will be forced to stop their operations. This research aims to analyze the role of POJK in supporting the sustainability of rural bank/Islamic rural banks. This research was carried out through the following stages: 1) the researcher conducted in-depth interviews with informants with a questionnaire guide; 2) to support the results of the interview, a literature study was also conducted, especially regarding regulations related to marketing products / services; 3) from the results of the interview tabulations are made to make it easier to read the results of the interviews, 4) discuss the tabulated data so that the condition of the rural bank/Islamic rural banks can be seen, 5) make conclusions. The results of this research found that rural bank/Islamic rural banks with a fund of Rp.500,000,000, - for the time being unable to cover the risk that must be borne by rural bank/Islamic rural banks, it is necessary to have a POJK which regulates the minimum core capital. POJK is also very much needed so that rural bank/Islamic rural banks can run their business more efficiently, effectively, transparently and accountably and be able to compete fairly with other financial institutions.

Item Type:	Article
Uncontrolled Keywords:	POJK, rural bank/Islamic rural banks sustainability
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	Fakultas Ekonomi > Prodi Manajemen
Depositing User:	Stephanie Astrid Ayu
Date Deposited:	10 Apr 2023 11:31
Last Modified:	04 Jul 2023 09:33
URI:	http://repositori.ukdc.ac.id/id/eprint/1360

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