Widyastuti, Maria and Ayu, Stephanie Astrid (2020) THE ROLE FINANCIAL SERVICES AUTHORITY OF INDONESIA IN ORDER TO SUPPORT RURAL BANK/ISLAMIC RURAL BANK SUSTAINABILITY. International Journa of Economics, Business and Accounting (IJEBAR), 4 (3). pp. 143-151. ISSN 1622-4771
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2. HASIL SIMILARITY-STEPHANIE ASTRID A-THE ROLE FINANCIAL SERVICES AUTHORITY OF INDONESIA.pdf Download (1MB) | Preview |
Abstract
The financial services authority (OJK) released data, in all of Indonesia half of the
existing rural bank/Islamic rural banks have not met the minimum capital according
to the Financial Services Authority Regulation (POJK) No.5/POJK.03 / 2015, which
is IDR 3 billion and IDR 6 billion according to the size of their business so far, until
December 31, 2019. Of course, with the data released by the OJK, many rural
bank/Islamic rural banks will be forced to stop their operations. This research aims
to analyze the role of POJK in supporting the sustainability of rural bank/Islamic
rural banks. This research was carried out through the following stages: 1) the
researcher conducted in-depth interviews with informants with a questionnaire
guide; 2) to support the results of the interview, a literature study was also
conducted, especially regarding regulations related to marketing products /
services; 3) from the results of the interview tabulations are made to make it easier
to read the results of the interviews, 4) discuss the tabulated data so that the
condition of the rural bank/Islamic rural banks can be seen, 5) make conclusions.
The results of this research found that rural bank/Islamic rural banks with a fund of
Rp.500,000,000, - for the time being unable to cover the risk that must be borne by
rural bank/Islamic rural banks, it is necessary to have a POJK which regulates the
minimum core capital. POJK is also very much needed so that rural bank/Islamic
rural banks can run their business more efficiently, effectively, transparently and
accountably and be able to compete fairly with other financial institutions.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | POJK, rural bank/Islamic rural banks sustainability |
| Subjects: | H Social Sciences > HB Economic Theory |
| Divisions: | Fakultas Ekonomi > Prodi Manajemen |
| Depositing User: | Stephanie Astrid Ayu |
| Date Deposited: | 10 Apr 2023 11:31 |
| Last Modified: | 04 Jul 2023 09:33 |
| URI: | https://repositori.ukdc.ac.id/id/eprint/1360 |
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