Akibat Hukum Pencantuman Klausula Baku Dalam Polis Asuransi

Sari, Retno Dewi Pulung and Atjengbharata, Andreas L. (2019) Akibat Hukum Pencantuman Klausula Baku Dalam Polis Asuransi. Humaniora, 16 (2). pp. 33-36. ISSN 1693-8925

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Abstract

An Insurance company is a corporation that consist of a board af directors and agents as marketing personnel. When marketing has made a sale, the policy received was often not understood by the policy holder. The agent did not erplain the standard clauses listed in the policy as an important part of the agreement agreed by both parties, Standar clauses that have been prepared in advanced by the insurance company must be taken for granted by the policy holder. An insurance agent when affering a product only explains the product withont erplaining what will be listed in the policy as proof of the agreement. If the company does not provide a sales pattern by explaining in advance by explaining the contents af the agreement in the policy, the buyer will feel there is an element of fraud or misdirection or oversight in entering into an insurance agreement, Likewise, if Ihe elements in article 75 of the Insurance act are filfilled, then anyone who intentionally commits the act can be subject to a 5 — year sentence, If the suspect is Ihe agent, then the agent can be threatened with criminal action. If the company is doing the policy, the company (rechtpersoon) can be held to responsible for committing an insurance crime

Item Type:	Article
Uncontrolled Keywords:	Insurance, Standard Clauses, Liability
Subjects:	K Law > K Law (General) K Law > KZ Law of Nations
Divisions:	Fakultas Hukum > Prodi Ilmu Hukum
Depositing User:	Retno Dewi Pulungsari
Date Deposited:	14 Jul 2022 09:04
Last Modified:	17 Apr 2023 04:35
URI:	http://repositori.ukdc.ac.id/id/eprint/1200

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